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149 divide trail, Monterey, TN 38574

Cumberland lakes · Cumberland County

Key Facts

3Beds
3Baths
1,682Sq Ft
2026Year Built
1.00Lot (acres)
2Garage
1Stories

Description

Welcome to this remarkable new construction located in Cumberland Lake subdivision this beautiful 1682 square-foot home sits on one acre. step inside and you’re welcomed with Cathedral ceilings an open floor plan. The kitchen being the heart of the home is designed with high-end custom built cabinets, granite countertops, stainless steel appliances & a walk-in pantry for extra space. The family room provides a warm and inviting space to gather with a stone gas fireplace. on one side of this home you’ll find two generously sized bedrooms with a guest bathroom. The opposite side of this home is the master bedroom with a Trey ceiling and oversized walk-in closet. It also features an en suite bathroom for the walk-in tile shower and his/her vanity.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Ranch

Year Built

2026

Stories

1

Living Area

1,682 sq ft

Lot Size

1.00 acres

Garage Spaces

2

Parking Spaces

2

MLS® Listing#

3228343

Property Features

Interior

Kitchen Island

Appliances

Electric OvenElectric RangeDishwasherRefrigeratorStainless Steel Appliance(s)

Cooling

Central Air

Heating

Central

Fireplace

Gas

Basement

Crawl Space

Parking

Garage Door OpenerGarage Faces FrontAttached

Laundry

Electric Dryer HookupWasher Hookup

Patio

DeckCoveredPorch

Lot Features

Level

Construction

Frame

Sewer

Septic Tank

Water Source

Well

Rooms

  • Kitchen

Schools

Elementary:
Pleasant Hill Elementary
Middle:
Pleasant Hill Elementary
High:
Cumberland County High School

Financial Details

HOA

$150 / Annually

Annual Taxes

$56

Parcel Number

025D B 00400 000

Directions

turn L on Cumberland lakes Dr, turn L on divide trail, home on L

Affordability Calculator

$72,400

Estimated monthly payment

$1,927/mo

Principal $289,600 · Est. interest $404,018 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Monterey, TN

$458,824
Median Listing Price
52
Median Days on Market
2,016
Median Sq Ft
$217
Median Price / Sq Ft
128
Active Listings
  • This home’s price is 21% below the area median.
  • Its price per sq ft is 1% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Monterey, TN.

Location

  • 149 divide trail, Monterey, TN 38574

Points of Interest in Monterey, TN

Showing the Monterey area map.

Nearby Schools

  • Heritage Academy

    School · 2.7 mi away

  • North Cumberland Elementary

    Elementary · 6.0 mi away

  • Burks Elementary

    Elementary · 6.8 mi away

  • Monterey High School

    Secondary · 6.9 mi away

  • Wilson Elementary

    Elementary · 8.3 mi away

  • Pleasant Hill Elementary

    Elementary · 8.8 mi away

  • Cumberland Mountain School

    School · 10.4 mi away

  • Inez Wrenn Sda School

    School · 10.4 mi away

  • Stone Memorial High School

    Secondary · 11.2 mi away

  • Clarkrange Head Start

    School · 11.6 mi away

  • Stone Elementary

    Elementary · 12.0 mi away

  • The Phoenix School

    Secondary · 12.3 mi away

  • Cumberland County High School

    Secondary · 12.4 mi away

  • Cumberland County High School

    Secondary · 12.5 mi away

  • Clarkrange High School

    Secondary · 12.6 mi away

  • Glenn Martin Elementary School

    Elementary · 12.6 mi away

  • Bright Futures Early Learning Ctr

    School · 12.7 mi away

  • South Fentress Elementary School

    Elementary · 13.1 mi away

  • Crossville Christian School

    School · 13.2 mi away

  • South Cumberland Elementary School

    Elementary · 13.9 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Monterey

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Listing Courtesy: Highlands Elite Real Estate - 9317106070

Based on information submitted to the MLS GRID as of 2026-05-01 . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2026-05-01

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Data provided by Realtracs. MLS® Listing#3228343. © 2026EXIT Realty®. All rights reserved.