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116 Smugglers Cove Court, Panama City Beach, FL 32413

Lakes At Summer Breeze · Bay County

Key Facts

5Beds
4Baths
2,822Sq Ft
2004Year Built
0.86Lot (acres)
2Garage
3Stories

Description

Significant Price Improvement. Experience coastal living at exceptional value. This is a great opportunity! Your One-of-a-Kind Beach Retreat-Steps from the Gulf. Welcome to this stunning, fully furnished beach house just few steps from the Gulf of America. Designed with comfort, elegance and durability in mind, this home offers a rare combination of coastal charm and high end features. Relax on any of the multiple balconies where you can feel the ocean breeze and soak in views of the Gulf and nearby lake. The third floor balcony offers the best of both worlds-gorgeous water views in every direction. Inside, the owner's impeccable taste is evident in every detail. Hurricane proof windows rated to withstand up to 155 mph provide peace of mind, while front-facing windows and transoms are tinted for added privacy and comfort. A private elevator accommodates up to 4 people (1000 lbs), making every level of the home easily accessible. The open-concept living areas feature crown molding thoughout, rich bamboo wood floors, and tile in the kitchen and bathrooms. The gourmet kitchen boasts granite countertops, abundant cabinetry, and stainless steel appliances, while each bathroom also features elegant granite finishes. Special touches include a central vacuum system for convenience, a tankless water heater for energy savings, and a split garage with ample space for tools and storage. The inviting living room offers an electric fireplace-perfect for cozy nights in. The first floor bedroom serves beautifully as a private mother-in-law suite, providing flexibility for guests or extended family. This home is a perfect blend of style, comfort and strength, a true coastal gem ready for its next chapter. Please schedule your private showing on this one of a kind property now!

Property Information

Property Type

Residential

Style

Coastal

Year Built

2004

Stories

3

Living Area

2,822 sq ft

Lot Size

0.86 acres

Lot Dimensions

60x63

Garage Spaces

2

Days on Market

187

MLS® Listing#

777615

Property Features

Interior

Central Vacuum

Exterior

Balcony

Appliances

Electric CooktopElectric OvenElectric RangeElectric Water HeaterTankless Water Heater

Cooling

Central AirCeiling Fan(s)

Heating

ElectricFireplace(s)

Fireplace

Electric

Parking

GarageGarage Door Opener

Fencing

Partial

Lot Features

Cul-De-SacPavedWaterfront

Construction

HardiPlank TypeFrame

Foundation

Slab

Roof

Metal

Windows

Tinted Windows

Utilities

Cable ConnectedElectricity Available

Sewer

Public Sewer

Rooms

  • 12 x 12Third
  • Bedroom11 x 10First
  • Bedroom11 x 10Second
  • Bedroom11 x 12Third
  • Bedroom11 x 12Third

Schools

Elementary:
West Bay
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Annual Taxes

$4,245

Tax year 2024

Parcel Number

38333-050-554

Directions

From Front Beach Rd E to N Carribean Way, pass Mcguires Restaurant, right and left onto Smugglers Cove Ct. House is on the right near the cul de sac.

Affordability Calculator

$189,800

Estimated monthly payment

$5,051/mo

Principal $759,200 · Est. interest $1,059,152 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,497
Median Listing Price
109
Median Days on Market
1,463
Median Sq Ft
$345
Median Price / Sq Ft
31,946
Active Listings
  • This home’s price is 101% above the area median.
  • Its price per sq ft is 3% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

  • 116 Smugglers Cove Court, Panama City Beach, FL 32413

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • PCB Academy

    School · 0.7 mi away

  • Surfside Middle School

    Secondary · 3.1 mi away

  • Hutchison Beach Elementary School

    Elementary · 4.2 mi away

  • Surfside Kids Academy

    School · 4.7 mi away

  • West Bay Elementary School

    Elementary · 4.8 mi away

  • Arnold Pre K

    Secondary · 5.0 mi away

  • JR Arnold High School

    Secondary · 5.4 mi away

  • Breakfast Point Academy

    School · 5.7 mi away

  • Primary Prep School

    Elementary · 6.4 mi away

  • St Bernadette Early Childhood Development Center

    School · 6.8 mi away

  • Ohana Institute

    School · 7.6 mi away

  • Twisted Fork Culinary Classroom

    School · 7.8 mi away

  • Learning Tree II-Child Development Center

    School · 8.4 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 8.4 mi away

  • Patronis Elementary School

    Elementary · 9.0 mi away

  • Lucille Moore Elementary School

    Elementary · 11.9 mi away

  • St Andrew School

    School · 12.3 mi away

  • Gulf Coast School for Autism

    School · 12.3 mi away

  • Bacot Academy

    School · 12.5 mi away

  • Covenant Christian School

    School · 12.6 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: Better Homes and Gardens Coast Properties - 8506879988

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#777615. © 2026EXIT Realty®. All rights reserved.