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3646 Harbor, Merced, CA 95340

Merced County

Key Facts

4Beds
3Baths
2,779Sq Ft
1979Year Built
1.00Lot (acres)
2Garage
2Stories

Description

Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood. Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced's most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value. Inside, you'll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, a bonus room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard. Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property. The perfect blend of lifestyle, privacy, and convenience, don't miss this one.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Structure Type

House

Year Built

1979

Stories

2

Living Area

2,779 sq ft

Lot Size

1.00 acres

Garage Spaces

2

Parking Spaces

2

Days on Market

109

MLS® Listing#

MC26062819

Property Features

Interior

Ceiling Fan(s)

Appliances

Dishwasher

Cooling

Central Air

Heating

CentralFireplace(s)

Flooring

Carpet

Fireplace

Living Room

Pool

PrivateIn Ground

Parking

AttachedGarageGarage Faces Side

Laundry

Inside

Lot Features

Back YardFront YardLandscaped

Community

Street LightsSuburbanSidewalks

Sewer

Public Sewer

Water Source

Public

Rooms

  • Bathroom
  • Kitchen
  • Master Bathroom
  • Master Bedroom

Financial Details

HOA

None

Parcel Number

060600022000

Directions

Right onto Dunn; Right onto Harbor

Affordability Calculator

$173,000

Estimated monthly payment

$4,604/mo

Principal $692,000 · Est. interest $965,402 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Merced, CA

$467,317
Median Listing Price
48
Median Days on Market
1,787
Median Sq Ft
$256
Median Price / Sq Ft
366
Active Listings
  • This home’s price is 85% above the area median.
  • Its price per sq ft is 22% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Merced, CA.

Location

  • 3646 Harbor, Merced, CA 95340

Getting Around

Walk
Bike

Points of Interest in Merced, CA

Showing the Merced area map.

Nearby Schools

  • Stone Ridge Christian Elementary

    Elementary · 0.4 mi away

  • Donn B Chenoweth Elementary

    Elementary · 1.3 mi away

  • Peterson Elementary School

    Elementary · 1.4 mi away

  • Herbert H. Cruickshank Middle

    Secondary · 1.4 mi away

  • Gateway Edu Care Infant Center

    School · 1.6 mi away

  • St Paul Lutheran

    Secondary · 1.7 mi away

  • Merced Christian School

    Elementary · 1.9 mi away

  • Luther Burbank Elementary School

    Elementary · 2.0 mi away

  • St Lukes Anglican School

    School · 2.0 mi away

  • Alexander Street Montessori

    Elementary · 2.2 mi away

  • Merced High School

    Secondary · 2.2 mi away

  • Ada Givens Elementary School

    Elementary · 2.3 mi away

  • Our Lady of Mercy School

    School · 2.6 mi away

  • Rudolph Rivera Middle

    Elementary · 2.6 mi away

  • Rivera Elementary PTC

    Elementary · 2.6 mi away

  • Herbert Hoover Middle

    Secondary · 2.7 mi away

  • Grace Bishop School

    School · 2.8 mi away

  • Muir Elementary School

    Elementary · 2.8 mi away

  • El Capitan High School

    Secondary · 2.9 mi away

  • Charles Wright Elementary School

    Elementary · 3.1 mi away

Commute Calculator

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Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
4822 Durant Way, Merced, CA$614,500543,265
4822 Durant, Merced, CA$614,500543,265
847 Kelsey Court, Merced, CA$615,000432,280
847 Kelsey Court, Merced, CA$615,000432,280
929 W 6th Street 2, Merced, CA$642,50052,298
3452 Paseo Verde, Merced, CA$669,000532,243

Moving Cost Estimate

EXIT Agents in Merced

Listing Courtesy: Keller Williams Property Team - 209-761-4034

Presented by: Patricia Vazquez Rangel

Based on information from California Regional Multiple Listing Service, Inc. as of 2026-03-23 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Licensed in the state of California.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CRMLS_CRM. MLS® Listing#MC26062819. © 2026EXIT Realty®. All rights reserved.