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260 Water Street Unit 5E, St. Joseph, MI 49085

Berrien County

Key Facts

2Beds
3Baths
1,386Sq Ft
1989Year Built
2.17Lot (acres)
1Garage

Description

Welcome to this stunning waterfront condo offering top-floor views of the St. Joseph River, Marina and the sparkling waters of Lake Michigan. Located in a secure gated community in the heart of downtown St. Joseph, this condo is just steps from Silver Beach, the Carousel, Splash Pad, boutique shops, and local dining favorites. Inside, you'll find a bright and open layout all on one level, featuring 2 spacious bedrooms, 2.5 bathrooms, and an inviting living area perfect for entertaining. The kitchen, dining, and living spaces flow seamlessly, while floor-to-ceiling windows showcase breathtaking marina and water views. Includes a premium heated attached indoor parking space, private storage, overflow guest parking, and secured elevator access directly to your floor. Smart-home features, including voice-controlled lighting and temperature, bring modern ease to everyday living. Community amenities include an association pool, clubhouse, and marina with boat slips available. Condo is being offered turnkey fully furnished with a the exception of a few owner reserved items.

Property Information

Property Type

Residential

Sub-Type

Condominium

Style

Other

Year Built

1989

Living Area

1,386 sq ft

Lot Size

2.17 acres

Garage Spaces

1

Days on Market

268

MLS® Listing#

25047186

Property Features

Interior

Ceiling Fan(s)PantryMaster DownstairsKitchen IslandHigh Speed Internet

Appliances

CooktopDishwasherDisposalMicrowaveOvenRefrigeratorElectric Water Heater

Cooling

Ceiling Fan(s)Central Air

Heating

Natural GasForced Air

Fireplace

Family Room

Pool

Association

Parking

AttachedShared DrivewayPaved

Laundry

Laundry ClosetMain Level

Patio

ScreenedPorch

Lot Features

LevelWaterfront

Construction

Other

Foundation

Slab

Roof

Other

Windows

ScreensInsulated WindowsWindow Treatments

Community

Sidewalks

Utilities

Natural Gas AvailablePhone ConnectedNatural Gas ConnectedCable Connected

Sewer

Public Sewer

Water Source

Public

Schools

District:
St. Joseph

Financial Details

HOA

$750 / Monthly

Annual Taxes

$10,871

Tax year 2024

Assessed Value

$191,321

Parcel Number

11-76-8500-0030-00-1

Directions

Broad St. to Lake St. to Gate . Listing agent will open the gate. Once inside gate go to building 260 Once inside the building, Sentri keybox inside Lobby on the Stairs- Yellow Key opens the Lobby door. Teal Key - Once in Elevator, turn the teal key and press level 5 then release key. Red Key -gets you into the unit.

Affordability Calculator

$139,800

Estimated monthly payment

$3,720/mo

Principal $559,200 · Est. interest $780,134 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in St. Joseph, MI

$319,545
Median Listing Price
34
Median Days on Market
1,743
Median Sq Ft
$174
Median Price / Sq Ft
483
Active Listings
  • This home’s price is 119% above the area median.
  • Its price per sq ft is 190% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in St. Joseph, MI.

Location

Map showing the location of 260 Water Street Unit 5E, St. Joseph, MI 49085

Points of Interest in St. Joseph, MI

Showing the St. Joseph area map.

Nearby Schools

  • Our Lady of the Lake Catholic School

    Secondary · 0.3 mi away

  • Trinity Lutheran Church

    School · 0.4 mi away

  • Trinity Lutheran School

    School · 0.4 mi away

  • Bridge Academy of Southwest Michigan

    School · 0.9 mi away

  • Benton Harbor Charter School Academy

    School · 1.0 mi away

  • Tri-County Head Start

    School · 1.1 mi away

  • Benton Harbor Area Schools

    School · 1.1 mi away

  • Dream Academy

    School · 1.2 mi away

  • Mildred C. Wells Academy

    School · 1.2 mi away

  • Lincoln Elementary School

    Elementary · 1.3 mi away

  • M-Tech Center

    School · 1.3 mi away

  • Benton Harbor High School

    Secondary · 1.4 mi away

  • St Joseph High School

    Secondary · 1.5 mi away

  • Calvin Britian Elementary School

    Elementary · 1.5 mi away

  • River of Life Christian School

    School · 1.5 mi away

  • St Matthews Lutheran School

    School · 1.5 mi away

  • Fair Plain Northwest LRNG Academy

    School · 1.7 mi away

  • Benton Harbor Area Schools

    School · 1.9 mi away

  • Career and Alternative Pathways To Education Center

    School · 1.9 mi away

  • Morton Elementary School

    Elementary · 2.0 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in St. Joseph

Southwest Michigan Regional Information Center logo

Listing Courtesy: Green Towne Coastal Realty - 2694088626

Presented by: Ryan D Green

The properties on this web site come in part from the Broker Reciprocity Program of the Member MLS’s of the Southwestern Michigan Regional Information Center. Information Deemed Reliable But Not Guaranteed. © 2026 Southwestern Michigan Regional Information Center, LLC. All rights reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by SWMRIC. MLS® Listing#25047186. © 2026EXIT Realty®. All rights reserved.