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943 Camp Fire Circle Lot 295, Panama City Beach, FL 32413

Breakwater at Ward Creek · Bay County

Key Facts

4Beds
3Baths
2,542Sq Ft
2026Year Built
0.12Lot (acres)
2Garage
2Stories

Description

Toll Brothers Sandestin home with limited time to select your design finishes! Construction estimated to be complete January 2027. Located in a gated community with completed resort style amenities. Exceptional 4-bedroom, 3-bathroom, Flex room/office, upstairs loft/bonus area, two-story that combines luxury, comfort, and modern design. This home boasts an array of high-end finishes and thoughtful details, perfect for families and entertainers alike. 10-foot ceilings on the first floor, creating an open and airy atmosphere throughout the main living areas. The open layout allows for effortless flow between the kitchen, dining area, and the spacious living room, making it perfect for both everyday living and hosting gatherings. A versatile office/study room on the first floor provides the ideal space for remote work or a quiet retreat. The secondary bedroom on the first floor offers convenience and privacy for guests or family members. Upstairs, you'll find a large loft/bonus area--perfect for additional living space, a playroom, or a media room. The primary bedroom is a true sanctuary, with ample space, a luxurious tile shower, and generous closet space. Outside, enjoy peaceful evenings on the covered lanai with beautiful pavers, overlooking a large serene, private wooded area, that provides privacy and tranquility. Plenty of space for building your own pool or outdoor oasis. The paver driveway adds to the home's impressive curb appeal and completes the luxurious look of this new construction home. Community completed amenities include pool, clubhouse, fitness center, pickleball, tennis, playground, multi-purpose field and more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. Call now and make this dream home yours today. Pictures are stock photos and not of actual home.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Traditional

Year Built

2026

Stories

2

Living Area

2,542 sq ft

Lot Size

0.12 acres

Lot Dimensions

48.0 ft x 120.0 ft

Garage Spaces

2

Days on Market

21

MLS® Listing#

791676

Property Features

Interior

Double VanityWalk-In Closet(s)

Appliances

Electric OvenGas CooktopTankless Water Heater

Heating

Electric

Pool

Community

Patio

CoveredPatio

Lot Features

Paved

Construction

BrickHardiPlank Type

Foundation

Slab

Security

Gated CommunitySmoke Detector(s)

Community

PoolGatedClubhouseFitness CenterPlaygroundParkTennis Court(s)

Utilities

Cable ConnectedElectricity AvailablePhone ConnectedUnderground Utilities

Sewer

Public Sewer

Rooms

  • 16 x 14.25Second
  • Bedroom12.17 x 12First
  • Bedroom11 x 11Second
  • Bedroom11.08 x 11Second

Schools

Elementary:
West Bay
Middle:
Surfside
High:
Arnold

Financial Details

HOA

Yes

Parcel Number

32717-250-118

Directions

From Hwy 98, turn on Hwy 79 going north. 2.6 miles Breakwater community will be on your left. Sales Office is located at 232 Breakwater Blvd 4th building on the right next to parking lot.

Affordability Calculator

$132,800

Estimated monthly payment

$3,534/mo

Principal $531,200 · Est. interest $741,071 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,497
Median Listing Price
109
Median Days on Market
1,463
Median Sq Ft
$345
Median Price / Sq Ft
31,946
Active Listings
  • This home’s price is 41% above the area median.
  • Its price per sq ft is 24% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

  • 943 Camp Fire Circle Lot 295, Panama City Beach, FL 32413

Getting Around

Walk
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Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • West Bay Elementary School

    Elementary · 2.0 mi away

  • PCB Academy

    School · 2.8 mi away

  • Surfside Middle School

    Secondary · 4.1 mi away

  • Hutchison Beach Elementary School

    Elementary · 5.1 mi away

  • Surfside Kids Academy

    School · 5.2 mi away

  • JR Arnold High School

    Secondary · 5.6 mi away

  • Arnold Pre K

    Secondary · 5.9 mi away

  • Breakfast Point Academy

    School · 6.0 mi away

  • Primary Prep School

    Elementary · 7.1 mi away

  • St Bernadette Early Childhood Development Center

    School · 7.2 mi away

  • Ohana Institute

    School · 8.0 mi away

  • Twisted Fork Culinary Classroom

    School · 8.1 mi away

  • Learning Tree II-Child Development Center

    School · 8.2 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 8.2 mi away

  • Patronis Elementary School

    Elementary · 9.4 mi away

  • Lucille Moore Elementary School

    Elementary · 11.6 mi away

  • Gulf Coast School for Autism

    School · 11.9 mi away

  • Bacot Academy

    School · 12.0 mi away

  • St Andrew School

    School · 12.1 mi away

  • Covenant Christian School

    School · 12.2 mi away

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EXIT Agents in Panama City Beach

Listing Courtesy: Jacksonville TBI Realty LLC - 9044844951

The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Central Panhandle Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by CentralPanhandleAssociationOfRealtors. MLS® Listing#791676. © 2026EXIT Realty®. All rights reserved.