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121 White Oak Drive, WARNE, NC 28909

White Oak Subdivision · Clay County

Key Facts

3Beds
2+1Baths
2000Year Built
3.50Lot (acres)
1Stories

Description

Welcome to this charming creekfront chalet featuring 3 bedrooms and 2.5 bathrooms. Relax on the front porch and take in the stunning mountain and pond views. The kitchen is updated with newer granite countertops, a stainless steel refrigerator, and a dishwasher, making it a delightful space for cooking and entertaining. The HVAC cooling system was replaced in 2022, ensuring comfort throughout the year. And, a new roof in 2025! The great room features low-maintenance LVP flooring and a large gas log fireplace, perfect for those cool evenings. The master bedroom is conveniently located on the main level with doors to porch, while a loft bedroom upstairs offers ample closet space. The basement provides a third bedroom with direct access to the bathroom, along with a large bonus room that offers plenty of extra living space. A laundry room is strategically situated between the bathroom and bonus room for ease of use. FIBER OPTIC INTERNET. Outside, the basement opens to a concrete patio, ideal for outdoor gatherings. The property sits on over 3.5 acres of beautiful, well-maintained grounds and includes an additional lot with a driveway already in place, offering even more potential for expansion or guest parking. Located near Lake Chatuge, and the GA Mountain Fairgrounds. Come home to this serene mountain retreat!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Chalet / Single Family

Year Built

2000

Stories

1

Lot Size

3.50 acres

Zoning

None

Days on Market

1

MLS® Listing#

158282

Property Features

Interior

Cathedral Ceiling(s)

Appliances

DishwasherRangeRefrigeratorElectric Water Heater

Cooling

Central AirCeiling Fan(s)

Heating

CentralElectricHeat Pump

Flooring

CarpetVinyl

Fireplace

Great Room

Basement

FinishedFull

Parking

Gravel

Laundry

Laundry Room

Patio

Porch

Construction

FrameVinyl Siding

Roof

Composition

Windows

Window Coverings

Security

Smoke Detector(s)

Sewer

Septic Tank

Water Source

Shared Well

Rooms

  • Bedroom 1Upper
  • Bedroom 2Basement
  • KitchenMain
  • Living RoomMain

Schools

District:
Clay County

Financial Details

HOA

$430 / Annually

Parcel Number

543800887858

Directions

From downtown Murphy, 64E to (R) on Old 64, go thru Brasstown to Warne, (R) Young Harris Hwy, (L) Pisgah, (R) White Oak Drive to 4th driveway on (L). Driveway goes around far side of house for turnaround. SIP

Affordability Calculator

$77,980

Estimated monthly payment

$2,075/mo

Principal $311,920 · Est. interest $435,156 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in WARNE, NC

$575,000
Median Listing Price
109
Median Days on Market
2,472
Median Sq Ft
$196
Median Price / Sq Ft
13
Active Listings
  • This home’s price is 32% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in WARNE, NC.

Location

Map showing the location of 121 White Oak Drive, WARNE, NC 28909

Walk Score

Walk

Points of Interest in WARNE, NC

Showing the WARNE area map.

Nearby Schools

  • Hayesville Middle School

    Secondary · 4.8 mi away

  • Clay County Schools Hayesville, NC

    School · 4.8 mi away

  • Hayesville Elementary School

    Elementary · 5.0 mi away

  • Hayesville Primary School

    Elementary · 5.1 mi away

  • Carolina Christian Academy

    School · 5.2 mi away

  • Tri-County Early College High

    Secondary School · 6.9 mi away

  • Peachtree Elementary

    Elementary · 7.6 mi away

  • Martins Creek Elementary School

    Elementary · 8.0 mi away

  • Eastgate Life Academy

    School · 8.1 mi away

  • Union County High School

    Secondary · 8.6 mi away

  • Union County Middle School

    Secondary · 8.9 mi away

  • Union County Elementary School

    Elementary · 9.1 mi away

  • Union County Primary School

    Elementary · 9.1 mi away

  • Mountain Education Charter High School-Union

    Secondary · 9.2 mi away

  • Union County Head Start

    Elementary · 9.2 mi away

  • Towns County Comprehensive School

    Secondary · 9.5 mi away

  • Murphy Middle School

    Secondary · 10.5 mi away

  • Murphy High School

    Secondary · 10.6 mi away

  • Murphy Elementary School

    Elementary · 10.7 mi away

  • Cherokee County Schools Central Office

    School · 10.8 mi away

Commute Calculator

Travel mode

Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

AddressPriceBedsBathsSq Ft
1266 Ford Road, WARNE, NC$359,00042,472
1266 Ford Road, Warne, NC$359,000422,472
295 White Oak DR, Warne, NC$450,0003
1706 Deer Valley Drive, Warne, NC$474,800232,425
1706 DEER VALLEY DR, WARNE, NC$499,80022,425
971 White Oak Drive, WARNE, NC$499,90033,226

Moving Cost Estimate

EXIT Agents in WARNE

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by MountainLakes. MLS® Listing#158282. © 2026EXIT Realty®. All rights reserved.