316 Cherry Street 33, Panama City, FL 32401
Bay Club Condo Ph 2 · Bay County
Key Facts
Description
WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!
Property Information
Property Type
Residential
Sub-Type
Condominium
Style
LowRise
Year Built
1982
Living Area
860 sq ft
Lot Dimensions
0x0
Days on Market
36
MLS® Listing#
787549
Property Features
Exterior
Appliances
Cooling
Heating
Pool
Parking
Lot Features
Foundation
Community
Utilities
Sewer
Rooms
- 10 x 14First
- Bedroom14 x 10First
Schools
- Elementary:
- Cherry Street
- Middle:
- Jinks
- High:
- Bay
Financial Details
HOA
Yes
Annual Taxes
$2,166
Tax year 2025
Parcel Number
25679-114-000
Directions
From US-98 (15th St) turn south onto Cherry St and continue for approximately 1 mile. The property will be on your right at 316 Cherry St.
Affordability Calculator
$47,800
Estimated monthly payment
$1,272/mo
Principal $191,200 · Est. interest $266,741 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Panama City, FL
- $378,996
- Median Listing Price
- 101
- Median Days on Market
- 1,574
- Median Sq Ft
- $249
- Median Price / Sq Ft
- 6,136
- Active Listings
- This home’s price is 37% below the area median.
- Its price per sq ft is 12% above the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Panama City, FL.
Location
- 316 Cherry Street 33, Panama City, FL 32401
Points of Interest in Panama City, FL
Showing the Panama City area map.
Nearby Schools
Holy Nativity Episcopal School
School · 0.3 mi away
Eagle Nest Christian Academy
School · 0.3 mi away
The Education Center of Panama City
School · 0.5 mi away
Merriam Cherry Street Elementary
Elementary · 0.6 mi away
Bay Regional Juvenile Detention Center
School · 1.5 mi away
Chautauqua Charter School
Secondary · 1.6 mi away
A D Harris Headstart
School · 1.6 mi away
C C Washington Academy
School · 1.6 mi away
Rosenwald High School
Secondary · 1.6 mi away
Rosenwald Middle School
School · 1.6 mi away
Bay High School
Secondary · 1.8 mi away
Margaret K Lewis School
School · 1.8 mi away
Oscar Patterson Elementary Magnet
Elementary · 1.8 mi away
Jinks Middle School
Secondary · 1.8 mi away
Palm Bay Preparatory Academy
Elementary · 2.0 mi away
Panama City Christian School
School · 2.0 mi away
North Bay Haven Charter Academy
School · 2.0 mi away
The Learning Factory
School · 2.1 mi away
Bay Virtual Instruction Program (District Provided)
Secondary · 2.2 mi away
Bay District Schools
School · 2.2 mi away
Commute Calculator
Nearby Homes
Moving Cost Estimate
EXIT Agents in Panama City
Listing Courtesy: Top Producers Real Estate Group - 8502369113