323 TERRA CEIA DRIVE, PALMETTO, FL 34221
TROPIC ISLES CO-OP · Manatee County
Key Facts
Description
WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.
Property Information
Property Type
Residential
Sub-Type
Manufactured Home
Year Built
1980
Living Area
1,540 sq ft
Lot Size
0.08 acres
Ownership
Fee Simple
Zoning
MHP1
Days on Market
126
MLS® Listing#
A4684681
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Flooring
Laundry
Lot Features
Construction
Foundation
Roof
Community
Sewer
Water Source
Rooms
- Bedroom 29x11.1First
- Dining Room12.4x11.3First
- Kitchen14.5x11.3First
- Living Room24x11First
- Master Bedroom14.1x11First
Schools
- Elementary:
- Palmetto Elementary-MN
- Middle:
- Lincoln Middle
- High:
- Palmetto High
Financial Details
HOA
$338 / Monthly
Tropic Isle Coop - BARBARA MCEVOY
Annual Taxes
$3,605
Tax year 2025
Parcel Number
2925521209
Directions
From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
Affordability Calculator
$69,000
Estimated monthly payment
$1,836/mo
Principal $276,000 · Est. interest $385,045 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in PALMETTO, FL
- $451,572
- Median Listing Price
- 82
- Median Days on Market
- 2,078
- Median Sq Ft
- $227
- Median Price / Sq Ft
- 624
- Active Listings
- This home’s price is 24% below the area median.
- Its price per sq ft is 1% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in PALMETTO, FL.
Location
Getting Around
Points of Interest in PALMETTO, FL
Showing the PALMETTO area map.
Nearby Schools
Palmetto Charter School
Elementary · 0.9 mi away
Palmetto Elementary School
Elementary · 1.0 mi away
Just for Girls
Secondary · 1.1 mi away
Palmetto High School
Secondary · 1.3 mi away
Bible Baptist Church
School · 1.8 mi away
St Stephen's Episcopal School
Secondary · 2.1 mi away
Pace Center for Girls
Secondary · 2.2 mi away
Discover Our World Child Development Center
School · 2.3 mi away
Lincoln Middle School
Secondary · 2.3 mi away
Jessie P. Miller Elementary School
Elementary · 2.3 mi away
Palma Sola Elementary School
Elementary · 2.5 mi away
Manatee High School
Secondary · 2.6 mi away
Children's Academy
School · 2.6 mi away
Oasis Middle School
Secondary · 2.7 mi away
Thompson Academy
School · 2.7 mi away
Ballard Elementary School
Elementary · 2.8 mi away
Manatee High School
Secondary · 2.8 mi away
Ida M. Stewart Elementary School
Elementary · 2.8 mi away
Martha B. King Middle School
Secondary · 2.8 mi away
Bradenton Bay High School
Secondary · 2.9 mi away
Commute Calculator
Nearby Homes
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Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 1612 FAIRWAY TRACE A, PALMETTO, FL | $249,000 | 3 | 2 | 1,298 |
| 2417 FAIRWAY OAKS DRIVE 22, PALMETTO, FL | $249,999 | 2 | 2 | 1,413 |
| 411 28TH STREET W, PALMETTO, FL | $250,000 | 2 | 2 | 1,243 |
| 415 20TH AVENUE W, PALMETTO, FL | $250,000 | 3 | 2 | 1,500 |
| 6148 WHETSTONE COURT, PALMETTO, FL | $254,900 | 2 | 3 | 1,188 |
| 6156 WHETSTONE COURT, PALMETTO, FL | $254,900 | 2 | 3 | 1,228 |
Moving Cost Estimate
EXIT Agents in PALMETTO
Listing Courtesy: EXP REALTY, LLC - 941-462-3321
Last Updated: 2026-03-03