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3640 E Hidden Cove Trail, Hernando, FL 34442

Arbor Lakes · Citrus County

Key Facts

3Beds
2Baths
2,682Sq Ft
1997Year Built
0.19Lot (acres)
2Garage

Description

Prized location on dead-end street backs up to over 3A buffer area for privacy and gorgeous rear views. Popular model 3 bedroom 2 bath + 2 car garage home plus 31' wide Florida room w/sliding glass windows and pavered floor in 2016 to enjoy the fenced rear yard and outside patio. Pavered driveway and entrance. LR leads to enclosed original porch with A/C and on to FL room. Kitchen sink has additional spigot for instant filtered piping hot water for tea, etc. 3 new Pella windows 6 mos ago. New 3.5T Trane hvac system 7/2025. New roof 2020. FL room has new rubber membrane roof sealant. HOA fees paid until Jan 2027. Storage site with 8'x8' shed paid until Jan 2027 in gated lot onsite. Enjoy all that Arbor Lakes has to offer, including a development actually owned by the homeowners! 20A lakeside park with boat ramp & pier, gazebo on the water, tennis/pickleball/shuffleboard courts and large solar heated pool. Large community center with fully stocked kitchen, billiards, fireplace, exercise room, library, TV and rocking chairs around the full porch to enjoy the lakes. Sidewalks throughout with street lights to ride golf carts and walk your dogs. This wonderful home is ready for a new family to bring their style and make it their own!

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Contemporary / Ranch

Year Built

1997

Living Area

2,682 sq ft

Lot Size

0.19 acres

Garage Spaces

2

Parking Spaces

2

Zoning

PDR

Days on Market

6

MLS® Listing#

855140

Property Features

Interior

Breakfast BarCathedral Ceiling(s)Eat-in KitchenPantryWalk-In Closet(s)Master DownstairsHigh Speed Internet

Appliances

DryerDishwasherElectric OvenElectric RangeMicrowaveRefrigeratorRange HoodWater HeaterWater PurifierWasher

Cooling

Central AirElectric

Heating

CentralElectric

Flooring

Tile

Pool

NoneCommunity

Parking

ConcreteAttachedDrivewayGarageGarage Door Opener

Fencing

Fenced

Lot Features

ClearedLevelWooded

Construction

Stucco

Foundation

BlockSlab

Roof

AsphaltShingle

Windows

BlindsDouble Pane WindowsWindow TreatmentsWindow Coverings

Security

Gated CommunitySmoke Detector(s)

Community

PoolGated

Sewer

Public Sewer

Water Source

Public

Schools

Elementary:
Hernando Elementary
Middle:
Citrus Springs Middle
High:
Citrus High

Financial Details

HOA

$515 / Quarterly

Arbor Lakes

Annual Taxes

$920

Tax year 2025

Parcel Number

2818590

Directions

Take 41N to SR 200 N toward Ocala. Arbor Lakes on right at entrance. Through gate & turn right on Cove Park. First right on Hidden Cove Trail. Home on right with sign.

Affordability Calculator

$66,000

Estimated monthly payment

$1,756/mo

Principal $264,000 · Est. interest $368,303 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Hernando, FL

$410,526
Median Listing Price
79
Median Days on Market
1,770
Median Sq Ft
$212
Median Price / Sq Ft
348
Active Listings
  • This home’s price is 20% below the area median.
  • Its price per sq ft is 42% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Hernando, FL.

Location

  • 3640 E Hidden Cove Trail, Hernando, FL 34442

Points of Interest in Hernando, FL

Showing the Hernando area map.

Nearby Schools

  • Hernando Elementary School

    Elementary · 2.0 mi away

  • Forest Ridge Elementary School

    Elementary · 4.5 mi away

  • St Pauls Lutheran School

    School · 4.6 mi away

  • Citrus Springs Middle School

    Secondary · 5.0 mi away

  • Central Ridge Elementary School

    Elementary · 5.2 mi away

  • Inverness Middle School

    Secondary · 5.5 mi away

  • Withlacoochee Technical Institute

    School · 6.4 mi away

  • Citrus High School

    Secondary · 6.6 mi away

  • Inverness Primary School

    Elementary · 6.7 mi away

  • A Fresh Start Learning Center

    School · 6.8 mi away

  • Pleasant Grove Elementary School

    Elementary · 7.1 mi away

  • Citrus Springs Elementary School

    Elementary · 8.3 mi away

  • Cypress Creek Academy

    School · 8.5 mi away

  • All About Kids Preschool

    School · 8.6 mi away

  • Seven Rivers Christian School

    Elementary · 9.0 mi away

  • Inverness Christian Academy

    School · 9.4 mi away

  • Saint John Paul II Catholic School

    School · 9.7 mi away

  • Lecanto Primary School

    Elementary · 10.1 mi away

  • Lecanto Middle School

    Secondary · 10.2 mi away

  • Citrus County Renaissance Center

    School · 10.2 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Hernando

Listing Courtesy: Century 21 J.W.Morton R.E. - 3527266668

Presented by: Rita Johnson

The data relating to real estate for sale/lease on this website appears in part through the REALTORS® Association of Citrus County Broker Reciprocity program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which {{BROKERAGE}} participates. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than EXIT Realty are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information deemed reliable but is not guaranteed to be accurate and should be independently verified. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Copyright ©2026 REALTORS® Association of Citrus County. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by RealtorsAssociationOfCitrusCounty. MLS® Listing#855140. © 2026EXIT Realty®. All rights reserved.