12812 Lonan Avenue, Chesterfield, VA 23838
Lake Margaret · Chesterfield County
Key Facts
Description
Welcome to this exceptional waterfront retreat in sought-after Chesterfield! Situated on 1.8 acres along Lake Margaret, this stunning transitional-style home offers over 6,200 square feet of beautifully finished living space, including a walk-out basement. Step inside to find your dream home complete with engineered hardwood flooring throughout the main level. The 1st floor also features an office and a guest bedroom with a full bath, ideal for multi-generational living. The elegant living room showcases a cozy fireplace and stylish, modern décor with gleaming glass doors leading out to the deck, making it easy to extend entertaining or family time, to the outdoors. The kitchen takes center stage, complete with quartz countertops, SS appliances, a double oven, spacious center island, a breakfast nook, and not one—but two pantries for ample storage. And it opens to the living room, so you'll never miss out on any activities! You will be welcomed to the second level, where five generously sized bedrooms, including a primary suite with a luxurious spa-like bath, are waiting! Two bedrooms feature their own private baths, while two others share a convenient Jack-and-Jill bath. The finished basement has a spacious family room, a kitchen, a dining area and a bedroom! Walk out in your backyard, and enjoy direct access to the serene water of Lake Margaret. This is where waterfront backyard luxury meets relaxation. The backyard gently slopes to the water’s edge, offering direct access to the lake and uninterrupted, panoramic views that change with the light of day. Whether you’re enjoying a quiet morning coffee or hosting an evening gathering, the setting provides a picture-perfect backdrop every time. Designed for both leisure and recreation, the property invites you to fully embrace lakefront living by spending your days swimming, casting a line for fishing, or gliding across the surface on a paddleboard, as the sun reflects off the water. This dream home awaits! Make it yours! (7 brd, w/occupy of 10 for septic system)
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Transitional
Year Built
2023
Stories
3
Living Area
6,295 sq ft
Lot Size
1.83 acres
Garage Spaces
2
Parking Spaces
2
Ownership
Individuals
Days on Market
64
MLS® Listing#
2609326
Property Features
Interior
Appliances
Cooling
Heating
Flooring
Fireplace
Basement
Pool
Parking
Laundry
Patio
Fencing
Lot Features
Construction
Roof
Security
Community
Sewer
Water Source
Rooms
- First
Schools
- Elementary:
- Ettrick
- Middle:
- Matoaca
- High:
- Matoaca
Financial Details
HOA
$47 / Monthly
Annual Taxes
$9,812
Tax year 2026
Assessed Value
$1,177,200
Parcel Number
763-64-06-72-000-00
Affordability Calculator
$221,400
Estimated monthly payment
$5,892/mo
Principal $885,600 · Est. interest $1,235,491 over 30 yrs
Neighborhood Market Statistics
How this home compares to active listings in Chesterfield, VA
- $495,425
- Median Listing Price
- 42
- Median Days on Market
- 2,225
- Median Sq Ft
- $216
- Median Price / Sq Ft
- 388
- Active Listings
- This home’s price is 123% above the area median.
- Its price per sq ft is 19% below the area median.
Market statistics compiled from active EXIT Realty® and MLS listings in Chesterfield, VA.
Location
Points of Interest in Chesterfield, VA
Showing the Chesterfield area map.
Nearby Schools
Primrose Schools
Elementary · 3.7 mi away
Goddard School
School · 4.2 mi away
Matoaca High School
Secondary · 4.6 mi away
Chesterfield Juvenile Detention Home
School · 4.9 mi away
Ecoff Elementary School
Elementary · 5.0 mi away
Ob Gates Elementary School
Elementary · 5.3 mi away
Chesterfield Career & Technical Center
School · 5.3 mi away
Matoaca Middle School
School · 5.4 mi away
Lloyd C Bird High School
Secondary · 5.4 mi away
CC Wells Elementary School
Elementary · 5.4 mi away
C.C. Wells Elementary
Elementary · 5.4 mi away
Salem Church Middle School
Secondary · 5.4 mi away
Matoaca Middle School
Secondary · 5.4 mi away
Salem Church Elementary School
Elementary · 5.5 mi away
Second Branch School
School · 5.6 mi away
Carver Middle School
Secondary · 5.8 mi away
Chesterfield County Schools
Secondary · 5.9 mi away
Chester Middle School
School · 5.9 mi away
Clester Middle School
School · 6.0 mi away
Harrowgate Elementary School
Elementary · 6.0 mi away
Commute Calculator
Nearby Homes
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Similar Home Values
Comparable nearby listings and their asking prices.
| Address | Price | Beds | Baths | Sq Ft |
|---|---|---|---|---|
| 15824 Greenhart Drive, Chesterfield, VA | $782,035 | 6 | 6 | 4,461 |
| 16907 Barmer Road, Chesterfield, VA | $799,990 | 6 | 5 | 5,517 |
| 8825 FIRST BRANCH LANE, CHESTERFIELD, VA | $824,900 | 6 | 5 | 4,368 |
| 8825 First Branch Lane, Chesterfield, VA | $824,900 | 6 | 5 | 4,368 |
| 9212 Moldova Road, Chesterfield, VA | $825,000 | 7 | 5 | 4,884 |
| 9991 Boschen Woods Place, Chesterfield, VA | $889,950 | 6 | 5 | 5,173 |
Moving Cost Estimate
EXIT Agents in Chesterfield
Listing Courtesy: Long & Foster REALTORS - (804) 720-3286
Presented by: Larry Lewis
Last Updated: 2026-04-16