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540 20th Street NW, Cleveland, TN 37311

Wolfe First Add · Bradley County

Key Facts

3Beds
3Baths
2,249Sq Ft
1949Year Built
0.41Lot (acres)
1Garage

Description

STROLL TO LEE UNIVERSITY | CHARMING HISTORIC DISTRICT! In the heart of Cleveland's desirable historic district and just a short walk from Lee University, this beautifully updated home offers the best of both worlds — character and convenience. Once inside, you'll find gleaming hardwood floors leading you through the airy open floor-plan. The renovated kitchen is a true showcase, featuring stainless steel appliances, granite countertops, farmhouse sink, and a large center island perfect for casual dining or host dinners in the spacious formal dining room. Unwind in the oversized primary suite complete with a walk-in closet and a luxurious en suite bath. The finished basement adds even more living space with a cozy den, wood-burning fireplace, and a quiet home office — ideal for today's flexible lifestyle. Step outside to a covered patio overlooking the expansive backyard, perfect for relaxing or weekend barbecues. With tasteful updates throughout and a location full of historic character, convenient to dining and night life activities, this home is truly one-of-a-kind.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Other

Year Built

1949

Living Area

2,249 sq ft

Lot Size

0.41 acres

Garage Spaces

1

Days on Market

12

MLS® Listing#

20263410

Property Features

Interior

Walk-In Closet(s)Open FloorplanKitchen IslandGranite CountersEat-in KitchenBuilt-in FeaturesCeiling Fan(s)

Exterior

Rain Gutters

Appliances

DishwasherDisposalGas Range

Cooling

Ceiling Fan(s)Central Air

Heating

Central

Flooring

HardwoodTile

Basement

Finished

Pool

None

Parking

DrivewayGarageAttached

Laundry

SinkLaundry Room

Patio

Screened

Lot Features

Level

Construction

Vinyl Siding

Foundation

Block

Roof

Shingle

Other Structures

None

Utilities

Water ConnectedSewer ConnectedElectricity Connected

Sewer

Public Sewer

Water Source

Public

Schools

Elementary:
Arnold
Middle:
Cleveland
High:
Cleveland

Financial Details

HOA

None

Annual Taxes

$1,668

Parcel Number

049 E A 008.00

Directions

I-75 N, take exit 25 for Tennessee 60 toward Cleveland/Dayton, turn left onto 25th Street NW/Georgetown Road, turn right onto Keith Street NW, turn eft onto 20th Street NW, the home is on your left.

Affordability Calculator

$79,000

Estimated monthly payment

$2,102/mo

Principal $316,000 · Est. interest $440,848 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Cleveland, TN

$372,544
Median Listing Price
65
Median Days on Market
1,891
Median Sq Ft
$204
Median Price / Sq Ft
1,375
Active Listings
  • This home’s price is 6% above the area median.
  • Its price per sq ft is 14% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Cleveland, TN.

Location

Map showing the location of 540 20th Street NW, Cleveland, TN 37311

Points of Interest in Cleveland, TN

Showing the Cleveland area map.

Nearby Schools

  • George R. Stuart Elementary School

    Elementary · 0.3 mi away

  • Ocoee Middle School

    Secondary · 0.4 mi away

  • United Christian Academy

    School · 0.5 mi away

  • Pie Innovation Center

    Secondary · 0.6 mi away

  • Bradley County Virtual School

    Secondary · 0.6 mi away

  • Arnold Memorial Elementary School

    Elementary · 0.7 mi away

  • Mayfield Elementary

    Elementary · 0.7 mi away

  • F.I. Denning Center of Technology & Careers

    School · 0.8 mi away

  • NC High School Ministry

    Secondary · 0.8 mi away

  • Cleveland Christian Fellowship

    School · 1.4 mi away

  • Bradley County Schools

    Elementary · 1.4 mi away

  • Bradley Central High School

    Secondary · 1.4 mi away

  • Cleveland High School

    Secondary · 1.5 mi away

  • Bowman Hills School

    School · 1.5 mi away

  • Wesley Methodist Preschool

    School · 1.6 mi away

  • Blythe Avenue Head Start

    School · 1.7 mi away

  • Cleveland Middle School

    Secondary · 2.2 mi away

  • Prospect Elementary School

    Elementary · 2.4 mi away

  • Blythe-Bower Elementary

    Elementary · 2.4 mi away

  • Donald P Yates Primary School

    Elementary · 2.5 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Cleveland

Listing Courtesy: Bender Realty - 4234722173

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the River Counties Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than {{BROKERAGE}}, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright ©2026 River Counties Association of REALTORS®. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by RiverCounties. MLS® Listing#20263410. © 2026EXIT Realty®. All rights reserved.