20405 Front Beach Road, Panama City Beach, FL 32413

Description

*Sellers offering a one-year competitive rental guarantee with qualifying offer* When I first toured 20405 Front Beach Road I was surprised by how livable the floorplan is for such a strong rental producer. It's very rare to find this kind of rental return on the gulf, and even more rare to find a strong rental producer with a floor plan that feels like a real home, not just a small hotel. This house has a family room on almost every level along with two kitchens and multiple laundry areas. Every bedroom has an ensuite bath, and most of the bedrooms have a walk-in closet as well. Each floor feels like its own space and has room to breathe, so it's ideal for a family to spend time together while not feeling like you're on top of one another. 20405 Front Beach Road advertises one of the best cap rates among gulf front homes with approximately $300,000 in actual gross rental income year-to-date (April 2026) and a projected $390,000+ in annual gross rental income. At $900/ft this home is the second lowest list price per foot in the last year for a gulf front home on the West end of Panama City Beach. 20405 Front Beach Road is only five miles from Pier Park, the largest shopping, dining, and entertainment complex in Northwest Florida. It also sits five miles from the iconic Rosemary Beach. This is an ideal location for someone who wants to be within striking distance of 30A without paying the 30A price premium. Another aspect of the location that I love is how it makes avoiding traffic gridlock easier. The street directly in front of the driveway, Wisteria Lane, connects to Highway 98. You can pull out of the driveway onto Wiseteria Lane and then turn onto Highway 98 and bypass any congestion on Front Beach Road. This has made avoiding traffic so much easier during busy times. Another thing that stands out to me is how deep/wide the stretch of beach in front of the home is. This beach stays relatively uncrowded year-round. I've been at the home during peak Summer and Spring break months and have been surprised with the lack of crowds nearby compared to other gulf front listings that I've toured. Many properties in our market lack adequate storage, but 20405 Front Beach Road does not have that problem. There's a lockable owner's closet on almost every floor, and it was cleverly built to include a half-car garage which functions as ideal storage or as a large owner's closet. Many owners choose to lock off a space like this and keep a refrigerator, personal bikes, beach toys, and other items they'll need for their vacation. This way an owner can relax and not worry about having to go shopping first thing when they come into town. Distance from 20405 Front Beach Road to: Camp Helen State Park (4.0 miles), Pier Park (5.1 miles), Rosemary Beach (5.9 miles), Watersound Beach Club (7.8 miles), Airport (22 minute drive)

Property Information

Property Features

Interior:

Double Vanity, Soaking Tub, Walk-In Closet(s)

Exterior:

Balcony

Appliances:

Washer/Dryer Stacked, Electric Range, Tankless Water Heater

Cooling:

Multi Units, Zoned

Pool:

Gas Heat, In Ground, Private

Patio:

Patio, Deck, Covered

Lot Features:

Paved, Waterfront

Construction:

HardiPlank Type, Frame

Foundation:

Pillar/Post/Pier

Roof:

Metal

Sewer:

Public Sewer

Rooms

• 12 x 8Third
• Bedroom15.7 x 12.5Third
• Bedroom15.6 x 14.6First
• Bedroom12.5 x 12Second
• Bedroom13 x 8.5Second
• Bedroom19.4 x 10.3
• Bedroom11.8 x 8.2Third
• Bonus Room12.5 x 7.3
• Kitchen31 x 22Second
• Living Room24 x 10.8Second
• Living Room24 x 10.8First
• Loft12.5 x 11.2

Schools

Elementary:

West Bay

Middle:

Surfside

High:

Arnold

HOA & Tax

HOA:

None

Parcel #:

36627-000-000

Directions

From highway 98 turn south on Wisteria Lane. The house is directly in front of you when you reach Front Beach Road.

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