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520 RIVER Street, Palatka, FL 32177

Dicks Map · Putnam County

Key Facts

4Beds
4Baths
4,398Sq Ft
1912Year Built
0.50Lot (acres)
2Garage
2Stories

Description

RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Historic

Year Built

1912

Stories

2

Living Area

4,398 sq ft

Lot Size

0.50 acres

Garage Spaces

2

Days on Market

82

MLS® Listing#

2141665

Property Features

Interior

Entrance FoyerPantry

Appliances

DishwasherElectric RangeGas Water HeaterRefrigeratorTankless Water Heater

Cooling

Central AirElectric

Heating

CentralElectric

Flooring

TileWood

Fireplace

Gas

Parking

Garage

Patio

Front PorchRear PorchScreened

Lot Features

Corner LotSprinklers In FrontSprinklers In RearWaterfront

Construction

BrickFrame

Roof

Shingle

Community

FishingRestaurantSidewalks

Utilities

Electricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Sewer

Public Sewer

Water Source

Public

Financial Details

HOA

None

Annual Taxes

$3,168

Tax year 2025

Parcel Number

421027685004800051

Directions

From Florida Highway 17 in Downtown Palatka, turn South onto 3rd Street which will become River Street. Follow River Street around to #520 on the right. Corner of River Street & Dodge Street. River lot will be on your left. See signs.

Affordability Calculator

$159,980

Estimated monthly payment

$4,257/mo

Principal $639,920 · Est. interest $892,745 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Palatka, FL

$302,062
Median Listing Price
74
Median Days on Market
1,545
Median Sq Ft
$187
Median Price / Sq Ft
161
Active Listings
  • This home’s price is 165% above the area median.
  • Its price per sq ft is 3% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Palatka, FL.

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EXIT Agents in Palatka

Listing Courtesy: CENTURY 21 BECKHAM REALTY - 3863288391

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than EXIT Realty are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright ©2026 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by RealMLS. MLS® Listing#2141665. © 2026EXIT Realty®. All rights reserved.