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9900 S Thomas Drive UNIT 2226, Panama City Beach, FL 32408

SHORES OF PANAMA · Bay County

Key Facts

1Beds
2Baths
936Sq Ft
2007Year Built
23Stories

Description

Projected to generate $40K+ in 2026 with current management and new 2BR marketing (barn door bunk area). Previously produced $33,200 gross (Jan-Oct 2025) despite being offline Nov-Mar for stucco work. Major updates include new Carrier heat pump ($6,300), and water heater; updated electrical panel, LifeProof LVP flooring, new appliances (fridge, dishwasher, washer/dryer), furniture, and fresh paint. Deeded parking space adds rare convenience and rental appeal. Low-maintenance, rental-ready, and ideal as a short-term rental, second home, or beach getaway!

Property Information

Property Type

Residential

Sub-Type

Condominium

Style

N/A

Year Built

2007

Stories

23

Living Area

936 sq ft

Parking Spaces

2

Days on Market

109

MLS® Listing#

999373

Property Features

Interior

Pantry

Exterior

Balcony

Appliances

DishwasherDryerMicrowaveRefrigeratorWasherElectric Water HeaterElectric Oven

Cooling

Central AirElectric

Heating

CentralElectric

Flooring

TileVinyl

Pool

Community

Parking

DeededCovered

Lot Features

Waterfront

Construction

Concrete

Windows

Window Treatments

Community

Pool

Utilities

Cable AvailableElectricity Available

Sewer

Public Sewer

Water Source

Public

Rooms

  • 7.25 x 7.58First
  • 15.42 x 7.67First
  • 6.42 x 17.58First
  • Living Room15.42 x 9.9First
  • Master Bedroom11.67 x 13.33First

Schools

Elementary:
Breakfast Point
Middle:
Breakfast Point
High:
Arnold

Financial Details

HOA

$2,975 / Quarterly

Annual Taxes

$4,013

Tax year 2025

Parcel Number

40000-675-280

Directions

South of the intersection of Thomas Dr and Front Beach rd next to Pineapple Willy's

Affordability Calculator

$60,000

Estimated monthly payment

$1,597/mo

Principal $240,000 · Est. interest $334,821 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City Beach, FL

$471,618
Median Listing Price
112
Median Days on Market
1,462
Median Sq Ft
$344
Median Price / Sq Ft
31,969
Active Listings
  • This home’s price is 36% below the area median.
  • Its price per sq ft is 7% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City Beach, FL.

Location

Map showing the location of 9900 S Thomas Drive UNIT 2226, Panama City Beach, FL 32408

Points of Interest in Panama City Beach, FL

Showing the Panama City Beach area map.

Nearby Schools

  • Primary Prep School

    Elementary · 0.5 mi away

  • St Bernadette Early Childhood Development Center

    School · 1.2 mi away

  • Arnold Pre K

    Secondary · 1.6 mi away

  • Twisted Fork Culinary Classroom

    School · 1.7 mi away

  • Breakfast Point Academy

    School · 1.8 mi away

  • JR Arnold High School

    Secondary · 2.0 mi away

  • Surfside Kids Academy

    School · 2.2 mi away

  • Hutchison Beach Elementary School

    Elementary · 2.4 mi away

  • Patronis Elementary School

    Elementary · 2.6 mi away

  • Learning Tree II-Child Development Center

    School · 3.2 mi away

  • Stacey's Fun in the Sun Preschool 2 Inc.

    School · 3.2 mi away

  • Surfside Middle School

    Secondary · 3.5 mi away

  • Lucille Moore Elementary School

    Elementary · 5.9 mi away

  • PCB Academy

    School · 6.0 mi away

  • St Andrew School

    School · 6.2 mi away

  • Gulf Coast School for Autism

    School · 6.6 mi away

  • Bacot Academy

    School · 6.8 mi away

  • St. Andrew School at Oakland Terrace

    Elementary · 6.8 mi away

  • Oakland Terrace School for the Arts

    School · 6.8 mi away

  • Covenant Christian School

    School · 6.9 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Panama City Beach

Listing Courtesy: LPT Realty LLC - 8773662213

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by EmeraldCoast. MLS® Listing#999373. © 2026EXIT Realty®. All rights reserved.