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95 St. Simon Circle, Miramar Beach, FL 32550

EMERALD WATERS VILLAGE · Walton County

Key Facts

4Beds
4Baths
2,216Sq Ft
2004Year Built
1Garage

Description

Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Beach House

Year Built

2004

Living Area

2,216 sq ft

Lot Dimensions

45x71

Garage Spaces

1

Parking Spaces

2

Zoning

Resid Single Family

Days on Market

173

MLS® Listing#

992115

Property Features

Interior

Breakfast BarVaulted Ceiling(s)Kitchen Island

Exterior

Outdoor GrillBalconyPrivate Yard

Appliances

CooktopDishwasherDisposalDryerMicrowaveRefrigeratorWasherElectric Water HeaterElectric Oven

Cooling

Central AirCeiling Fan(s)Electric

Heating

CentralElectric

Flooring

HardwoodTile

Pool

Community

Parking

Garage Door OpenerGarageAttached

Patio

DeckPatioCovered

Fencing

Privacy

Construction

Block

Foundation

Slab

Roof

Metal

Windows

Window Treatments

Security

Smoke Detector(s)

Community

GatedPool

Utilities

Cable AvailableElectricity AvailablePhone Available

Sewer

Public Sewer

Water Source

Public

Rooms

  • 12 x 12First
  • 12 x 9Second
  • 22 x 13First
  • 12 x 10First
  • 7 x 6First
  • Bedroom16 x 12First
  • Bedroom12 x 11
  • Bedroom13 x 12Second
  • Kitchen13 x 9First
  • Laundry8 x 6First
  • Living Room20 x 13First
  • Master Bathroom17 x 10Second
  • Master Bedroom17 x 16Second

Schools

Elementary:
Van R Butler
Middle:
Emerald Coast
High:
South Walton

Financial Details

HOA

$530 / Quarterly

Annual Taxes

$6,749

Tax year 2025

Assessed Value

$530

Parcel Number

29-2S-21-42970-000-0220

Directions

on Scenic 98 turn north at 3 way with Alvans Island Emerald Waters Village is a block up on right. From 98 turn south at CVS Emerald Waters will be on the left.

Affordability Calculator

$175,000

Estimated monthly payment

$4,657/mo

Principal $700,000 · Est. interest $976,562 over 30 yrs

Location

Map showing the location of 95 St. Simon Circle, Miramar Beach, FL 32550

Getting Around

Walk
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Points of Interest in Miramar Beach, FL

Showing the Miramar Beach area map.

Nearby Schools

  • Gateway Academy

    School · 1.6 mi away

  • Destin Middle School

    Secondary · 3.0 mi away

  • Destin High School

    Secondary · 3.9 mi away

  • Asheford Institute of Antiques

    School · 6.5 mi away

  • Destin Elementary School

    Elementary · 6.8 mi away

  • Emerald Coast Middle School

    School · 7.2 mi away

  • Van R Butler Elementary School

    Elementary · 7.2 mi away

  • Bluewater Elementary School

    Elementary · 7.8 mi away

  • Naval School Explosive Ordnance Disposal

    School · 8.2 mi away

  • The Tree House Episcopal Montessori School

    Elementary · 9.2 mi away

  • Niceville Head Start

    School · 9.8 mi away

  • St. Paul Lutheran Church and School of Niceville

    School · 10.1 mi away

  • Addie R Lewis School

    Elementary · 10.2 mi away

  • Ashnick Academy

    School · 10.3 mi away

  • James E. Plew Elementary School

    Elementary · 10.3 mi away

  • Niceville High School

    Secondary · 10.5 mi away

  • Niceville High School

    Secondary · 11.2 mi away

  • Rocky Bayou Christian School

    Secondary · 11.2 mi away

  • C. W. Ruckel Middle School

    Secondary · 11.3 mi away

  • Emerald Coast Autism Center

    School · 11.3 mi away

Commute Calculator

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Moving Cost Estimate

EXIT Agents in Miramar Beach

Listing Courtesy: Legacy Hill Realty - 2053705905

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by EmeraldCoast. MLS® Listing#992115. © 2026EXIT Realty®. All rights reserved.