
95 St. Simon Circle, Miramar Beach, FL 32550
EMERALD WATERS VILLAGE · Walton County
Key Facts
Description
Located in the gated, Gulf-side community of Emerald Waters Village, this beautifully designed coastal home offers an exceptional opportunity to enjoy the Miramar Beach lifestyle at an attractive price point. Just a short walk from deeded beach access, the property combines solid concrete block construction, thoughtful design, and inviting living spaces in one of the area's most desirable neighborhoods. The main living level is bright, open, and designed for gathering. Large windows and high ceilings allow natural light to pour in, creating an airy, welcoming atmosphere throughout the living, dining, and kitchen spaces. The open-concept layout makes entertaining effortless, whether hosting family and friends or enjoying a relaxed evening after the beach. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that keeps the space connected and social. A spacious first-floor bedroom with an ensuite bath offers flexibility for guests or extended stays, while a laundry room and one-car garage add everyday convenience. Upstairs, the primary suite serves as a private retreat with a sitting area and access to a covered balcony a perfect spot for morning coffee, sunset views, or quiet moments between beach days. Two additional bedrooms share a Jack-and-Jill bath, providing comfortable accommodations for family or guests. Outdoors, the fenced backyard and patio extend the entertaining space, offering a private setting for grilling, gathering, or simply enjoying the coastal breeze. Emerald Waters Village features gated entry, two community pools, and walkable beach access, all just minutes from Scenic Highway 98, Silver Sands Premium Outlets, dining, and entertainment. Whether envisioned as a primary residence, second home, or investment property, this home delivers location, light-filled living, and a beach lifestyle that is increasingly hard to find at this price point in Miramar Beach.
Property Information
Property Type
Residential
Sub-Type
Single Family Residence
Style
Beach House
Year Built
2004
Living Area
2,216 sq ft
Lot Dimensions
45x71
Garage Spaces
1
Parking Spaces
2
Zoning
Resid Single Family
Days on Market
173
MLS® Listing#
992115
Property Features
Interior
Exterior
Appliances
Cooling
Heating
Flooring
Pool
Parking
Patio
Fencing
Construction
Foundation
Roof
Windows
Security
Community
Utilities
Sewer
Water Source
Rooms
- 12 x 12First
- 12 x 9Second
- 22 x 13First
- 12 x 10First
- 7 x 6First
- Bedroom16 x 12First
- Bedroom12 x 11
- Bedroom13 x 12Second
- Kitchen13 x 9First
- Laundry8 x 6First
- Living Room20 x 13First
- Master Bathroom17 x 10Second
- Master Bedroom17 x 16Second
Schools
- Elementary:
- Van R Butler
- Middle:
- Emerald Coast
- High:
- South Walton
Financial Details
HOA
$530 / Quarterly
Annual Taxes
$6,749
Tax year 2025
Assessed Value
$530
Parcel Number
29-2S-21-42970-000-0220
Directions
on Scenic 98 turn north at 3 way with Alvans Island Emerald Waters Village is a block up on right. From 98 turn south at CVS Emerald Waters will be on the left.
Affordability Calculator
$175,000
Estimated monthly payment
$4,657/mo
Principal $700,000 · Est. interest $976,562 over 30 yrs
Location
Getting Around
Points of Interest in Miramar Beach, FL
Showing the Miramar Beach area map.
Nearby Schools
Gateway Academy
School · 1.6 mi away
Destin Middle School
Secondary · 3.0 mi away
Destin High School
Secondary · 3.9 mi away
Asheford Institute of Antiques
School · 6.5 mi away
Destin Elementary School
Elementary · 6.8 mi away
Emerald Coast Middle School
School · 7.2 mi away
Van R Butler Elementary School
Elementary · 7.2 mi away
Bluewater Elementary School
Elementary · 7.8 mi away
Naval School Explosive Ordnance Disposal
School · 8.2 mi away
The Tree House Episcopal Montessori School
Elementary · 9.2 mi away
Niceville Head Start
School · 9.8 mi away
St. Paul Lutheran Church and School of Niceville
School · 10.1 mi away
Addie R Lewis School
Elementary · 10.2 mi away
Ashnick Academy
School · 10.3 mi away
James E. Plew Elementary School
Elementary · 10.3 mi away
Niceville High School
Secondary · 10.5 mi away
Niceville High School
Secondary · 11.2 mi away
Rocky Bayou Christian School
Secondary · 11.2 mi away
C. W. Ruckel Middle School
Secondary · 11.3 mi away
Emerald Coast Autism Center
School · 11.3 mi away
Commute Calculator
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|---|---|---|---|---|
| 64 Stonegate Drive, Santa Rosa Beach, FL | $612,500 | 4 | 3 | 2,144 |
| 64 Stonegate Drive, Santa Rosa Beach, FL | $612,500 | 4 | 3 | 2,122 |
| 9500 Grand Sandestin Boulevard UNIT 2904, Miramar Beach, FL | $614,000 | 3 | 3 | 1,761 |
| 1775 Annandale Circle, Royal Palm Beach, FL | $614,500 | 4 | 3 | 2,471 |
| 217 SE 5th St, Dania Beach, FL | $614,900 | 4 | 3 | 2,134 |
| 36 Ann Magnolia Lane, Santa Rosa Beach, FL | $614,900 | 4 | 3 | 1,920 |
Moving Cost Estimate
EXIT Agents in Miramar Beach
Listing Courtesy: Legacy Hill Realty - 2053705905
















