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1404 NE 196th Street, Smithville, MO 64089

Harbor Lake · Clay County

Key Facts

3Beds
3Baths
1,797Sq Ft
2004Year Built
0.36Lot (acres)
3Garage
1Stories

Description

Beautifully maintained, 3 bedroom, 2 1/2 bath energy-efficient home located just minutes from Smithville Lake in the popular Harbor Lake subdivision! Features include a whole-house water filtration system, newer HVAC, enhanced insulation and a security system. Enjoy the expanded composite deck plus an extra-large patio underneath, perfect for additional outdoor living space. The fully fenced backyard with 6-foot privacy fence adds both security and privacy. The updated kitchen includes LG appliances (only 5 months old). A spacious 3-car garage offers excellent storage plus a dedicated 220V outlet for electric vehicle charging. Additional storage room above the garage provides extra space. Conveniently located one block from the community pool, with walking trails and lake access nearby, and just 1 mile to the Smithville Lake boat ramp.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Traditional

Year Built

2004

Stories

1

Living Area

1,797 sq ft

Lot Size

0.36 acres

Garage Spaces

3

Ownership

Private

Days on Market

90

MLS® Listing#

2613655

Property Features

Interior

Vaulted Ceiling(s)Walk-In Closet(s)PantrySmart Thermostat

Appliances

CooktopDishwasherExhaust FanMicrowaveElectric RangeStainless Steel Appliance(s)Water Purifier

Cooling

Electric

Heating

ElectricExhaust Fan

Flooring

Wood

Fireplace

Family Room

Basement

FinishedWalk-Out Access

Parking

AttachedGarage Door OpenerGarage Faces FrontBasement

Laundry

In BathroomLaundry Room

Patio

DeckPatioPorch

Fencing

Privacy

Lot Features

City LotWooded

Construction

FrameWood Siding

Roof

Composition

Windows

Window Coverings

Security

Fire AlarmSmoke Detector(s)

Sewer

Public Sewer

Water Source

Public

Rooms

  • Main
  • Bathroom 2
  • Bedroom 2
  • Bedroom 3
  • Family Room
  • KitchenMain
  • Living RoomMain

Financial Details

HOA

$575 / Annually

Harbor Lakes Homeowner Association

Annual Taxes

$3,976

Parcel Number

01-915-00-02-006.00

Directions

Take 169 North to Smithville turn right onto County Rd W. Turn left onto Harbor Dr. Turn left onto NE 196th Street. 1404 on the right.

Affordability Calculator

$78,000

Estimated monthly payment

$2,076/mo

Principal $312,000 · Est. interest $435,268 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Smithville, MO

$381,818
Median Listing Price
96
Median Days on Market
2,038
Median Sq Ft
$216
Median Price / Sq Ft
40
Active Listings
  • This home’s price is 2% above the area median.
  • Its price per sq ft is right around the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Smithville, MO.

Location

  • 1404 NE 196th Street, Smithville, MO 64089

Points of Interest in Smithville, MO

Showing the Smithville area map.

Nearby Schools

  • Smithville Mes

    School · 3.8 mi away

  • Maple Elementary

    Elementary · 3.9 mi away

  • Eagle Heights Elementary School

    Elementary · 4.4 mi away

  • Smithville High School

    Secondary · 5.3 mi away

  • Smithville School District

    Elementary · 5.4 mi away

  • Smithville Middle School

    Secondary · 5.4 mi away

  • Smithville Upper Elementary School

    Elementary · 5.4 mi away

  • North Platte Intermediate

    Elementary · 5.7 mi away

  • Plattsburg High School

    Secondary · 9.4 mi away

  • Clinton County Middle School

    School · 9.5 mi away

  • Ellis Elementary

    Elementary · 9.5 mi away

  • Countryside Montessori Day School

    Elementary · 9.6 mi away

  • Northland Christian Education

    School · 10.1 mi away

  • North Platte Elementary School

    Elementary · 10.2 mi away

  • Nashua Elementary School

    Elementary · 10.4 mi away

  • Dogwood Elementary School

    Elementary · 10.4 mi away

  • Northern Hills Christian Academy

    School · 10.4 mi away

  • East Buchanan High School

    Secondary · 11.1 mi away

  • East Buchanan C-1 Elementary

    Elementary · 11.1 mi away

  • Staley High School

    Secondary · 11.2 mi away

Commute Calculator

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Nearby Homes

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Similar Home Values

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Moving Cost Estimate

EXIT Agents in Smithville

Listing Courtesy: United Real Estate Kansas City - 816-651-3003

Based on information submitted to the MLS GRID as of 2026-04-11. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Last Updated: 2026-04-11

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Data provided by KCRAR. MLS® Listing#2613655. © 2026EXIT Realty®. All rights reserved.