Skip to content
Photo 1 of 12
Photo 1 of 12 — 1146 Kern St., Waterloo, IA 50703
View all 12 photos

1146 Kern St., Waterloo, IA 50703

Black Hawk County

Key Facts

3Beds
1Baths
1,058Sq Ft
1914Year Built
0.11Lot (acres)

Description

Step into this inviting 3-bedroom home where timeless natural woodwork adds warmth and character you simply can’t find in newer homes. From the beautiful original wood trim to its cozy feel, this home offers the perfect blend of charm and opportunity. Whether you’re a first-time homebuyer looking for an affordable place to call your own or an investor searching for your next great property, this home is perfectly priced and full of potential. With spacious living areas, classic details, and endless possibilities to make it your own, this is an opportunity you won’t want to miss.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Year Built

1914

Living Area

1,058 sq ft

Lot Size

0.11 acres

Lot Dimensions

35x39x130x130

Zoning

R-1

Days on Market

3

MLS® Listing#

20263092

Property Features

Cooling

Ceiling Fan(s)None

Heating

Electric

Fireplace

None

Basement

Block

Lot Features

Irregular Lot

Construction

Other

Roof

Asphalt

Sewer

Public Sewer

Water Source

Public

Rooms

  • Main
  • Lower
  • Upper

Schools

Elementary:
Lincoln Elementary Waterloo
Middle:
George Washington Carver Academy
High:
East High

Financial Details

Annual Taxes

$1,292

Assessed Value

$64,340

Parcel Number

891315478022

Affordability Calculator

$19,980

Estimated monthly payment

$532/mo

Principal $79,920 · Est. interest $111,496 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Waterloo, IA

54
Median Days on Market
1,420
Median Sq Ft
$127
Median Price / Sq Ft
164
Active Listings
  • Its price per sq ft is 25% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Waterloo, IA.

Location

Map showing the location of 1146 Kern St., Waterloo, IA 50703

Getting Around

Walk
Transit
Bike

Points of Interest in Waterloo, IA

Showing the Waterloo area map.

Nearby Schools

  • Lincoln Elementary School

    Elementary · 0.3 mi away

  • Edison Elementary School

    Elementary · 1.1 mi away

  • Active Minds Early Learning Academy

    School · 1.2 mi away

  • George Washington Carver Academy

    School · 1.3 mi away

  • Castle Hill School

    School · 1.4 mi away

  • Blessed Sacrament

    School · 1.5 mi away

  • Immanuel Lutheran School

    School · 1.5 mi away

  • Sacred Heart School

    School · 1.9 mi away

  • Black Hawk Elementary School

    Elementary · 1.9 mi away

  • Fred Becker Elementary School

    Elementary · 1.9 mi away

  • East High School

    Secondary · 1.9 mi away

  • Irving Elementary School

    Elementary · 2.1 mi away

  • Cunningham School for Excellence Elementary School Waterloo Community School District

    Elementary · 2.1 mi away

  • Central Middle School

    Secondary · 2.4 mi away

  • Waterloo Community School Dist

    School · 2.4 mi away

  • Kingsley Elementary School

    Elementary · 2.5 mi away

  • Lowell Elementary

    Elementary · 2.5 mi away

  • St John St Nicholas School

    School · 2.6 mi away

  • River Hills School

    School · 2.6 mi away

  • St Edward School

    School · 2.6 mi away

Commute Calculator

Travel mode

Nearby Homes

Similar Homes Nearby

Similar Home Values

Comparable nearby listings and their asking prices.

Moving Cost Estimate

EXIT Agents in Waterloo

Listing Courtesy: Lockard Realty Company - 3192778000

Presented by: Michael Taylor

Based on information submitted to the MLS GRID as of 2026-07-08. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by neirbr. MLS® Listing#20263092. © 2026EXIT Realty®. All rights reserved.