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220 S 4th Street, Palatka, FL 32177

Not on the List · Putnam County

Key Facts

2Beds
2Baths
1,876Sq Ft
1871Year Built
0.36Lot (acres)

Description

A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The HOME BOASTS 12 FOOT CEILINGS, 2 A/C units, Attic space, RIVER VIEWS from upstairs. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage--carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences. "Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Victorian

Year Built

1871

Living Area

1,876 sq ft

Lot Size

0.36 acres

Lot Dimensions

80X150

Days on Market

1

MLS® Listing#

1227291

Property Features

Interior

Ceiling Fan(s)Entrance FoyerKitchen IslandPantry

Exterior

Other

Appliances

WasherTankless Water HeaterRefrigeratorIce MakerGas CooktopDryerDisposalDishwasherConvection Oven

Cooling

Ceiling Fan(s)Central AirElectricMulti Units

Heating

CentralElectricHeat Pump

Fireplace

Gas

Parking

DetachedOther

Patio

Front PorchPorchRear PorchSide PorchWrap Around

Fencing

Other

Lot Features

Corner LotMany TreesWooded

Foundation

Other

Roof

Metal

Utilities

Cable AvailableCable ConnectedElectricity ConnectedSewer ConnectedWater AvailableWater Connected

Sewer

Public Sewer

Water Source

PrivatePublicWell

Rooms

  • Upper
  • Bedroom 113.00 x 15.00Upper
  • Bedroom 2Upper
  • Kitchen15.00 x 12.00Main
  • Living RoomMain

Financial Details

HOA

None

Annual Taxes

$1,348

Tax year 2025

Parcel Number

42-10-27-6850-0260-0040

Directions

HEADING WEST ON HWY 17 OVER THE PALATKA MEMORIAL BRIDGE TURN LEFT ON 4TH STREET HOME ON R PARKING IN TH REAR OF HOME

Affordability Calculator

$110,000

Estimated monthly payment

$2,927/mo

Principal $440,000 · Est. interest $613,839 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Palatka, FL

$302,062
Median Listing Price
74
Median Days on Market
1,545
Median Sq Ft
$187
Median Price / Sq Ft
161
Active Listings
  • This home’s price is 82% above the area median.
  • Its price per sq ft is 57% above the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Palatka, FL.

Location

Map showing the location of 220 S 4th Street, Palatka, FL 32177

Points of Interest in Palatka, FL

Showing the Palatka area map.

Nearby Schools

  • Putnam County School District

    School · 0.2 mi away

  • Les Papillions

    School · 0.8 mi away

  • Beasley Middle School

    Elementary · 1.0 mi away

  • Robert H Jenkins Middle School

    School · 1.3 mi away

  • Moseley Elementary School

    Elementary · 1.4 mi away

  • School of the Heights

    School · 1.8 mi away

  • James A. Long Elementary School

    Elementary · 1.9 mi away

  • Children's Reading Ctr Charter School

    School · 1.9 mi away

  • Kid City USA

    School · 2.0 mi away

  • Mellon Elementary School

    Elementary · 2.1 mi away

  • Palatka High School

    Secondary · 2.2 mi away

  • Florida Aviation Professionals

    School · 3.4 mi away

  • Browning Pearce Elementary School

    Elementary · 3.9 mi away

  • Children's Reading Center Charter School

    Elementary · 4.2 mi away

  • Peniel Baptist Academy

    School · 4.5 mi away

  • Kelley Smith Elementary School

    Elementary · 4.5 mi away

  • Deseret Academy

    School · 7.3 mi away

  • St Johns Christian School

    School · 9.1 mi away

  • Hastings Youth Academy

    School · 10.1 mi away

  • Welaka Baptist Church

    School · 11.5 mi away

Commute Calculator

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EXIT Agents in Palatka

Listing Courtesy: Coldwell Banker Premier Properties - 3862564760

Presented by: Jennifer Jewels

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of one or more Multiple Listing Services (MLS). Listing information is deemed reliable but is not guaranteed accurate. Copyright © EXIT Realty® and respective MLS providers.

Data provided by Daytona. MLS® Listing#1227291. © 2026EXIT Realty®. All rights reserved.