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Key Facts

3Beds

2Baths

1,508Sq Ft

2026Year Built

$315,000

ActiveListed May 12, 2026

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Description

Elevated coastal living awaits in this beautifully designed 3-bedroom, 2-bathroom cottage offering 1,508 sq ft of thoughtfully crafted space. Featuring an open-concept layout that blends style and comfort, this home is perfect for both everyday living and effortless entertaining. The private primary suite creates a peaceful retreat, while the additional bedrooms provide flexibility for guests or a home office. Enjoy a charming front porch that adds both comfort and curb appeal. Ideally located in Panama City, you're just minutes from white-sand beaches, waterfront dining, shopping, and local favorites, all while enjoying the feel of a quiet residential setting.

Property Information

Property Type

Residential

Sub-Type

Single Family Residence

Style

Florida Cottage

Year Built

2026

Living Area

1,508 sq ft

Lot Dimensions

Irregular Lot

Zoning

Resid Single Family

MLS® Listing#

1002891

Property Features

Interior

Kitchen IslandPantry

Appliances

DishwasherDisposalMicrowaveRefrigerator

Cooling

Central AirCeiling Fan(s)Electric

Pool

None

Patio

Porch

Construction

Frame

Foundation

Slab

Sewer

Public Sewer

Water Source

Public

Rooms

Bedroom11 x 10First
Bedroom11 x 10First
Dining Room11 x 10First
Kitchen14 x 10First
Living Room17 x 10First
Master Bedroom15 x 11First

Schools

Elementary:: Cherry Street
Middle:: Jinks
High:: Bay

Financial Details

Parcel Number

22907-015-000

Directions

Traveling East on E 3rd St, make a right on N Center Ave. Left onto E 2nd Plaza, right on Spring Ave and the lot is on your left.

Affordability Calculator

Home Price

Down Payment

$63,000

Interest Rate (%)

Loan Term

Estimated monthly payment

$1,677/mo

Principal $252,000 · Est. interest $351,562 over 30 yrs

Neighborhood Market Statistics

How this home compares to active listings in Panama City, FL

$379,336
Median Listing Price: 106
Median Days on Market: 1,566
Median Sq Ft: $250
Median Price / Sq Ft: 6,101
Active Listings

This home’s price is 17% below the area median.
Its price per sq ft is 16% below the area median.

Market statistics compiled from active EXIT Realty® and MLS listings in Panama City, FL.

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Similar Home Values

Comparable nearby listings and their asking prices.

Address	Price	Beds	Baths	Sq Ft
14800 11TH STREET, DADE CITY, FL	$220,500	4	2	1,164
3106 W 21st Court, Panama City, FL	$220,900	3	1	1,142
562 SE ROSEWOOD DRIVE, Lake City, FL	$222,000	2	—	1,057
706 School Avenue, Panama City, FL	$223,000	3	2	1,095
4345 HILLOCK BOULEVARD, HAINES CITY, FL	$224,000	3	3	1,542
2412 Saint Andrews Boulevard 3, Panama City, FL	$224,500	2	2	1,404

Moving Cost Estimate

Listing Courtesy: EXP Realty LLC - 8888838509

IDX property data is provided exclusively for consumers’ personal, non-commercial use, and IDX data may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS. IDX data provided by the Emerald Coast Association of Realtors.